Did you know that you don’t need to work directly with a funeral home or a funeral director when you are dealing with a death in the family? But, unless you or your loved ones plan ahead for a burial, working with an experienced professional can smooth the path for a well-run funeral. A funeral home and its director can walk you through the entire funeral process, including obtaining copies of the deceased’s death certificate, writing an obituary, contacting Social Security and more.
If you or your loved ones haven’t chosen a funeral home to help with these processes, you may end up choosing a home under extreme emotional duress. Although you may receive a recommendation from a friend or a clergy member, you still should understand your rights and your privileges when entering into a contract with a funeral home.
- Although you do not need to choose a funeral home near your location, this may be the right choice…convenience often is a logical deciding factor.
- Shop around. Although friends, family or other trusted references may provide you with ample choices, you can shop by phone for funeral prices and options.
- Cost is a consideration, and funeral homes must provide transparency for these costs, even over the phone. Ask for a GPL, or General Price List, from the funeral home. This list will include the cost of embalming, other body preparations (such as hairstyling, etc.), services and facilities for viewing the body, for the funeral ceremony, memorial service and graveside service and more.
- Visit the funeral home to view their accommodations. Is it large enough? Comfortable? Friendly? The funeral often is for the living, not for the deceased, so make sure the funeral home will provide comfort to those who might attend the funeral.
- When you visit a funeral home to view their accommodations or to choose a casket, ask to see other options that aren’t in the showroom. You may learn that the funeral home has less expensive caskets available.
- If you were intimately connected to the deceased, don’t shop for funeral homes alone. Allow yourself time to grieve and let a trusted friend handle negotiations. Do not trust the funeral home (or any other complete stranger) to handle your decisions for you at this time of loss.
You also can use this checklist below (from Mahalo) to learn more about what you may need to deal with at the last minute, if you don’t help your loved ones prepare for a funeral now:
Disposition of Remains Costs:
- Immediate burial
- Immediate cremation
- Donation of body to medical school or hospital
Traditional Full Service Burial or Cremation Costs:
- Basic services fee
- Pickup of body
- Embalming
- Other body preparation costs
- Least expensive casket
- Visitation/Viewing staff and facilities
- Funeral or memorial service staff and facilities
- Graveside service staff and equipment
- Hearse
Other Services:
- Forwarding body to another funeral home
- Receiving body to another funeral home
Cemetery-Related Costs:
- Cost of cemetery plot or crypt
- Perpetual care
- Opening and closing of grave or crypt
- Grave liner or burial vault (Required by cemeteries to prevent the ground from sinking after the burial.)
- Marker or monument
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